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Choosing the right insurance company for your LTCi policy is a very important step, and there are several top quality companies that have proven track records in the field of long term care.

The truth is that every company has their own proprietary method of determining policy features, premiums, and health issue qualifications.

Some policies cost 10% - 50% more if you are taking blood pressure medications. Others don't.

Some policies are very strict about rating overweight folks. Others aren't so strict.

Some companies charge up to 35% more for someone who has used tobacco. Others are much more lenient in this area.

The point is that there is a great difference in LTCi policies from one company to the next, especially depending on your health history and habits. That is why it's best to find the company that is best for your particular situation and not to view LTCi as just a cookie-cutter commodity.

This is also why it is such a good idea to have a clear idea of what LTCi policy foundational features are most important to you BEFORE you go shopping, since you will be able to make a better "apples to apples" comparison between companies if you do.

You should also certainly look for a company that is rated very highly with regard to it's financial future. Most financially stable and healthy insurance companies will have at least an "A" rating by the major insurance ratings services such as A. M. Best, Standard & Poors, and others, and they would therefore be considered a solid candidate for your business.

Of course, having an insurance agent that is thoroughly knowledgeable in the field of long term care insurance is a real asset too. It is wise to look for those that have the CLTC designation which stands for "Certified in Long Term Care". They can help you find and select an insurance carrier that will best fit your needs because of the extra training and education they have received in this field.

Duane Lipham is a Certified Long Term Care(CLTC) consultant. You can get more free information, news and articles regarding long term care and aging at The Long Term Care Consumer Guide website and The Long Term Care Review Blog.

While having a pet is wonderful for you own health, it can also be expensive for pet owners. The joy of sharing your home with your pet can often unexpectedly through accidents or illness be a very trying and difficult time. According to some statistics our pet health bills are as high as our own, and we visit the vet more than our own family doctor, and rightly so, since our pets are part of the family.

The costs are high, for instance a cat with a broken leg, or a dog hit by a car, cancer, allergies, arthritis, diabetes, thyroid illness or a dog with kennel cough where treatments can cost upwards to $ 3,000.00. These are all diseases and accidents which our pets are exposed to in our world.

The top ten claims paid out for the month of July, 2007 from of one Insurance Company are ranging from $ 1,200.00 to $ 6,000.00. As you can see the results of one or more of these diseases can be astronomical in expensive health care for your pet.

Deciding on a Policy:
Most insurance premiums we have checked out take into consideration and there tables are all formulated as to certain criteria such as:

1) You dogs age
2) Your dogs breed or pedigree
3) Your location or where you live.

When applying for pet insurance it is extremely important to provide all medical records and history of your dog or cat, as pre-existing conditions are most often not covered by pet medical insurance.

Your Veterinarian is important as he will be providing medical reports to the plan, and providing you with the first check up of your pets life. It is most important to look for hereditary factors of the breed, and if there are any congenital defects present from birth. Actually you should do this within 24 hours of getting a pet home. Unless you have received proof of vaccinations, worming and all the other medical tests done on your puppy, its best to clear this up immediately before you purchase a pet. Vets can also be a big help when submitting a claim to the insurer.

Exotic Pets:
While this article deals with cats and dogs primarily you are not limited as to the type of pet you can insure for medical costs. Exotic pets can also be covered with insurance companies. Pets such as: Parrots, Rabbits, Snakes, Lizards, Turtles, Pygmy Goats Llamas, Chinchillas, Skunks, Possums and Pot Bellied Pigs. George Clooneys pot belly pig died last year of natural causes. These polices cover Birds, Mammals and Reptiles for those with more exotic tastes in pets.

Changing Insurance Companies after Making a Claim:
Once you have decided on a pet health insurance company it is basically yours for life of the pet if you submit a claim, therefore make good choices in the beginning of the process. If you terminate a pet insurance policy with one provider for not covering an illness, another insurance plan may not cover the pre-existing condition you had with the other insurer you just left.

Key Parts of a Pet Insurance Policy:

Payout Limits:
These are set forth in the terms of the policy and this should be carefully screened.

Yearly Limits:
Check to see if you can live with the yearly dollar amount limits for every year and the figure should be on the front page of the policy.

Condition Limits:
Some policies have a limit per illness or condition or illness. Policies with a yearly limit are preferred since, they pay out each year, for the lifetime of the pet. A " Per Condition Limit " if your pet develops an ongoing condition such as: Diabetes, cancer, liver disease the insurer can stop paying for the medical care once you reach the limit set out in your policy.

The best of all possibilities is to get a plan that gives you a :
Yearly Limit for each condition, but no time limits on how long you can claim for one ailment.

Life Does Not Always Mean Life:
True Life means a lifetime which we all understand when we get a pet its for life. True Life means lifetime coverage and the Insurer promises NOT to increase the price with age, of the policy or your dog, and guarantees conditions are covered for life. This is true life. Some policies cover for life, many do not, but its best to read the contract before signing. In some cases you may have to contact the underwriter of the policy, that is the company that actually carries the expenses, for greater details and explanations. The underwriter should be disclosed to you at anytime.

Excesses:
If you are willing to agree to this, this is a form of a deductible amount that you co-pay to reduce the cost of the overall pet plan insurance policy.

It is advisable to use a fixed dollar amount such as $ 50.00, which means you pay the first $ 50.00 and the Insurer picks up the rest. Do not use percentages, this can cost you hundreds if not thousands of dollars. If you use a percentage such as 10 percent and your dogs vet bill is $ 3,000.00 you can see that your out of pocket expense is $ 300.00 instead of $50.00, you saved $ 250.00.

If you have to agree to this I would stipulate that it only applies to a major claim such as a diabetic diagnosis, or cancer, but not for regular vet visits like shots, teeth cleanings, and regular medications which are considered routine medical maintenance, or you will end up paying for most of the bill.

Hereditary Conditions:
Watch this clause especially if you own a pedigree dog or cat, or an expensive dog breed, as they are more likely to develop hereditary conditions which some insurers will exclude for coverage for certain breeds. Also check for coverage for congenital conditions, those that the pup or kitten are born with and again you can see the reasons behind getting a vet check within 24 hours of getting a pet. This confirms what the pet may and your vets report confirms this and more vital information.

Dental:
Policies that include dental treatments will usually ask you to get regular vet dental check -ups, like cleaning, and tooth repairs. Dental bills can be very high depending on the severity.

Miscellaneous Concerns:
You can determine your own needs better than an insurer, but if your pet is stolen for instance, or if your dog bites someone, or you had to cancel a vacation because your dog is sick, or if you get sick and have to kennel your dog, these are considered miscellaneous coverages and occurrences.

As Pet Insurance requires a lot of research we will be speaking to the major pet insurance companies and offering recommendations based on our criteria as outlined above. We will be reporting our findings so dont miss the next article!

Written By:
Teri Salvador
All rights reserved.
C.

Teri Salvador operates a blog all about dog health, dog foods, remedies and dog health care. Read some very informative articles and newsletter on her blog at: http://www.DogHealth1.com

If you own a personal watercraft you know that they can be exhilarating and fun and yet you are probably fully aware of how dangerous they can be. This is why personal water craft insurance is a must. The kind of insurance available varies from company to company and the kind of insurance you will most likely need varies from state to state.

There are some good recommendations on the American Watercraft Association website to bring you up to speed on the issues concerning water craft and these can give you a pretty good idea of the types of coverages you should be seeking.

Going skinny on coverage could prove to be disastrous in the case of a huge lawsuit due to an injury involving you or your watercraft it is deemed to have been partially your responsibility. The liability of such a judgment going against you could bankrupt your family and there are some horror stories to prove that.

If you bought your watercraft on time and borrowed money most likely you were required to buy the basic coverage. Nevertheless, this might not be enough that therefore you should be checking into extended coverages, even such things as trivial as theft and emergency towing need to be considered seriously.

I was concerned about injuries to riders or water skiers I tow and once I had someone bump me in their boat and damage my watercraft, they didn't have insurance and the derelict (opinion) was basically broke. This really upset me and prompted me to do what I should have done in the first place. I should have called an expert on insurance to help me.

Do not make that mistake, call an expert to explain to you what you need and why. I certainly hope this article is of interest and that is has propelled thought. The goal is simple; to help you in your quest to be the best in 2007. I thank you for reading my many articles on diverse subjects, which interest you.

"Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/. Lance is a guest writer for Our Spokane Magazine in Spokane, Washington

The popularity of weight loss surgery has exploded in recent years. In fact, the number of Americans undergoing surgery for weight loss has quadrupled since the late 90's. As more and more people turn to surgery as the solution for their obesity, the need for consumer information becomes increasingly important.

In the spirit of consumer information, the Bariatric Learning Center has assembled this list of the top twenty questions a person should ask when considering bariatric weight-loss surgery.

1. Do I really need surgery for weight loss success?

Is weight loss surgery the only answer for you, or is there a better path to losing weight? This should be the first question you answer before considering any other question on this list. After all, this is surgery we are talking about here. So before you can decide if surgery for weight loss is right for you, it's wise to ask yourself the next question on this list...

2. Have I exhausted my non-surgical weight-loss options?

Only in very rare cases is surgery the only option for weight loss. For most people, surgery for weight loss is one option of many. Most physicians agree, for example, that good nutrition and exercise are a better and safer alternative to surgery. The question is ... have you exhausted these other non-surgical options for weight loss?

3. Have I really exhausted those other options?

I've repeated this question to stress an important point about non-surgical alternatives to weight loss success -- they are almost always better than the surgical option. Some people will make a half-hearted attempt to lose weight through proper nutrition and exercise, and then give up in frustration. Don't make this same mistake. Before turning to surgery for weight loss you should make a serious effort to lose weight naturally (through better nutrition and exercise). It takes time and effort, but it should always be your first attempt.

4. Do I know the basic concept of weight loss surgery procedures?

There are several types of surgery for weight loss, but they all seek to alter the gastrointestinal / digestive process in some way. Basically, these types of surgeries reduce the stomach's capacity for food, which has a weight-reduction effect over time. For now, it's just important to realize that this is real surgery with physically altering effects. So it should be considered carefully.

5. Do I qualify for bariatric surgery?

Most bariatric surgeons use certain criteria to determine whether or not a person is a good candidate for weight loss surgery. Though these criteria will vary from one surgeon to another, certain standards have emerged over time. Generally, a person will qualify for bariatric surgery when the following conditions have been met:

• The candidate is severely obese with a body mass index over 40.
• The candidate's daily life is hampered by their obesity.
• The candidate has tried but failed to lose weight through non-surgical means.
• The candidate understands the risks associated with surgery for weight loss.

6. Do I understand the risks of weight loss surgery?

Every type of surgery has certain risks associated with it, and that includes surgery for weight loss purposes. Even the laparoscopic techniques, which are considered minimally invasive, have potential risks and complications. When considering surgery as a weight-loss option, you have to look at the big picture and factor in the potential risks.

7. Do I understand the life-changing effects I will face after surgery?

Many people view surgery as a "quick-fix" approach to weight loss. But if you speak to somebody who has had such surgery in the past, they will likely point out that this is not the case. Surgery for weight loss is a life-changing event. After all, you are altering your stomach's capacity and, in some cases, your entire digestive process. Such changes will follow you for life.

8. Have I researched the different types of weight loss surgery?

As medical science advances, the diversity of surgery options will increase as well. This is true of any type of surgery, including those for weight loss. Over the past few years, for example, new types of surgery for weight loss have emerged, giving potential patients more options that ever before.

But this is not car shopping we are talking about here. This is surgery. So while it's always good to have options, it also means you have more homework to do. Each type of bariatric surgery has its pros and cons. So in order to understand them all, you have to do plenty of research.

9. Do I understand minimally invasive versus "open" surgery?

These days, many types of surgery have both a laparoscopic method and an "open surgery" method. Laparoscopic surgery is often referred to as "minimally invasive" surgery because it allows for smaller incisions than an open surgery. Here is the primary difference between these two methods, as they apply to surgery for weight loss...

• Open surgery -- The surgeon gains access through a long incision made in the stomach.
• Laparoscopic surgery -- The surgeon gains access through one or more small incisions in the stomach. A tiny camera is inserted into one of the other incisions so the surgeon can see to perform the surgery.

10. Do I understand restrictive surgery versus malabsorptive surgery?

All forms of bariatric surgery can be classified as either malabsorptive, restrictive, or a combination of the two. It's important to understand these terms, because they will have an impact on your lifestyle and long-term health after your weight loss surgery.

• Malabsorptive weight loss surgery -- This type of surgical procedure alters your digestion process. As a result, it can lead to the incomplete absorption of certain vitamins and minerals from your food.
• Restrictive weight loss surgery -- This type of procedure decreases food consumption by reducing the size of the stomach, usually by dividing the stomach into a small upper pouch (the usable part) and a larger lower portion.
• Combination surgery -- Certain types of surgery for weight loss (such as the Roux-en-Y gastric bypass) are both restrictive and malabsorptive. The Roux-en-Y segments the stomach while also reshaping the intestines, thus it combines both concepts into one surgery.

Malabsorptive and restrictive surgeries both have their advantages and disadvantages, and that they will affect your long-term health in different ways. When considering surgery for weight loss, be sure to consider these two concepts and the effects associated with them.

11. Do I know the cost of weight loss surgery and can I afford it?

Depending on the type of procedure you choose, surgery for weight loss can cost anywhere from $10,000 to $40,000 ... probably more by the time I finish writing this tutorial. So in addition to the health-related considerations you must make, there are financial ones as well. Any discussion about the cost of weight loss surgery will inevitably lead to a discussion about insurance coverage. Thus, it is the next question on our list.

12. Will my insurance cover the cost of surgery (or part of it)?

Due to the ever-increasing popularity of weight loss surgery, more insurance companies are beginning to offer coverage for these surgeries. With that being said, there are still plenty of insurance providers who won't cover surgery for weight loss (or else they make it difficult to obtain such coverage by imposing various restrictions). Fortunately, this is an easy question to answer. You simply have to ask your insurance provider if they would cover the type of procedure you are considering.

13. Have I found a qualified weight loss surgeon?

So, let's assume that (A) you have exhausted your non-surgical options for weight loss, (B) you have researched the various types of surgery and chosen the one that's best for you, and (C) you have determined that your insurance company will cover the cost of surgery.

Now you must ask the question: "Who is going to perform my surgery?" When screening your potential surgeon, find out how much experience he or she has performing the type of surgery for weight loss that you've selected. Choosing the best surgeon may very well mean you'll pay more for the surgery, but isn't your health and wellbeing worth it?

14. Does the surgeon make me feel comfortable?

In many regards, choosing a surgeon for your weight loss procedure is like choosing a surgeon for any other purpose. You want to find a surgeon who is experienced in the field, as well as one who makes you comfortable.

Some weight loss surgeons are highly skilled from a technical standpoint, but lack a pleasant "bedside manner." While other weight loss surgeons are great with people but less experienced in bariatric surgery. You want to find a surgeon with a combination of these qualities, one who is both highly skilled and easy to talk to.

15. How many weight loss surgeries has the doctor performed?

One of the best ways to pre-qualify a potential surgeon is to consider how many surgeries he or she has performed. If your potential surgeon performs surgery for weight loss on a regular basis, he or she will be well versed in the latest techniques and technology (not to mention well-practiced in the actual process of surgery). Obviously, this is something you want in a surgeon.

16. Will my surgeon create a good follow-up plan for me?

When choosing surgery as a weight loss option, it's important to realize that the actual surgery is only the first step of a long path. You will also need to alter your eating habits and, ideally, increase your level of exercise. A weight loss surgeon should establish a post-surgery follow-up plan to help you through all of this, and to monitor your success.

17. What should I do before weight loss surgery to prepare for it?

It's important to realize that your pre-surgery preparations should be mental as well as physical. The physical part of your preparation should be straightforward, because your surgeon should provide you with a pre-surgery checklist to follow. But the mental side of preparation is something that a surgeon may not be able to help you with.

Here are some tips for mental / emotional preparation prior to surgery:

• Learn everything you can about the weight loss surgical procedure you have chosen, especially the steps you should take after surgery. By being a "quasi-expert" on the subject, you will put your mind more at ease.
• Try to establish a relationship with somebody who has undergone surgery for weight loss in the past. This person can offer emotional support as well as firsthand insight into what you can expect afterward.
• Journals are popular among weight loss surgery patients. Many people use them to chronicle their journey, record their reasons for having the surgery, etc. Consider starting one of your own.

18. What happens after weight loss surgery?

Life after surgery will be dramatically different for you, for several reasons. For one thing, your diet and food consumption will change -- often dramatically. That's the whole point of weight loss surgery. Dietary changes are an important consideration after surgery, but there are others as well. You should also learn all you can about the average recovery process for your chosen type of surgery, so you will know what to expect (keeping in mind that different people recover in different ways).

19. What foods should I eat (and avoid) after my weight loss surgery procedure?

Your food intake after bariatric surgery will be dramatically different than it was before surgery. For one thing, you will be eating smaller meals / smaller portions, due to the reduction in stomach capacity. Dietary considerations are also important for another reason. If you undergo a malabsorptive type of weight loss surgery (see question 10 above), you may have to take vitamin or mineral supplements due to a lack of natural absorption.

20. Do I have a post-surgery exercise plan to improve my overall health?

When researching and planning for weight loss surgery, many patients overlook a critical aspect of life after surgery -- exercise. Surgery for weight loss can help you with the gastrointestinal / digestive aspects of weight loss, but it cannot change the lifestyle that led to the weight condition in the first place. You will have to do that yourself, and exercise is a big part of it. Only with a good exercise program can you get the most out of your weight loss surgery experience.

21. Have I committed myself to further learning on this subject?

If you've answered all of the questions above, you will have learned one thing above all else. Bariatric surgery is not a quick fix, but a life-changing event with far-reaching effects. It is therefore important to dedicate yourself to ongoing education on such topics as nutrition and exercise. Remember, surgery for weight loss only addresses the gastrointestinal / digestive aspects of losing weight. It's up to you to address the lifestyle factors that led to the excess weight in the first place.

* You may republish this article online if you retain the author's note with active hyperlinks below.

Learn More
Brandon Cornett is the publisher of Bariatric Learning Center, an informative website with news, articles and resources related to weight loss surgery. To learn more about surgery for weight loss and related topics, visit http://www.bariatriclearningcenter.com

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Do you have a natural instinct that seems to drive you to make things more complicated than they need to be? Ive been right there with you many times, and still catch myself doing this on occasion even today. The problem is you dont even realize youre doing it to yourself. I see this desire to make things overly complicated with my clients all the time too, so realize you arent alone and there is a solution.

No matter how great a vision you have for success youll get there one goal at a time just like everyone else. When people dont get success one goal at a time the success they dreamed of crumbles around them because they arent ready for it, and they dont know how to handle it. Youve heard the stories about lottery winners who end up penniless and friendless, and celebrities whose lives turn to tragedy. The reason this happens is because they didnt develop the skills and mind set they needed to handle the success they almost instantaneously received. Getting success one goal at a time will make you fully prepared to enjoy the success youve earned.

Youve read about goal setting, and youve tried it, and you still seem to miss your goals. How can that happen and why? If youve read anything about goal setting you know you have to make your goals realistic. I was just talking with a coaching client who wanted to replace their income within 30 days, so they could quit their job from a business they started just 6 weeks ago. At the time of the conversation this client had generated zero revenue. So was that a realistic goal, probably not. Setting big goals is great, but you have to step them down into whats doable this week and today.

Go ahead and plan big, and plan long-term just break it down into short-term pieces. So if you were like the person in my example and you needed to generate $4,000 in revenue from your new business that would mean you need to generate $1,000 each week and $200 a day. Now you may not even have anyone in your sales funnel at this point. So even stepping the revenue down isnt going deep enough for you to have success today or this week. You would need to figure out how to market yourself so you could get people in your sales funnel. Before you would know how to market yourself you would need to research your market and find out what they want. Then you would need to figure out how to position yourself to fulfill that want in your market. Are you starting to see why the approach to goal setting that youre using now may not be working because youve overlooked the underlying building blocks youll need to succeed?

Ok, so now you have an idea as to where and why youve had problems with your personal goal planning and setting. Have you been writing your goals down? If you havent start now. If you have pull one out that just isnt getting legs and taking you anywhere. Start listing what has gotten in your way and what is keeping you from getting that goal now. Brain storm some ideas for possible solutions, and then choose just one that looks like a winner. Set a new goal for implementing that solution making sure you can track and measure your progress. Include a date to start and a date to finish. I think you may be surprised by how much this helps.

Want to develop your path for success? Success Model.

Ready to get unstuck and get going? start here.

One of the most important skills that we can develop to enhance our business success and our personal success is that of being able to speak and present in from of others. However, few of us ever get assistance and guidance in presenting and speaking in public.

Being able to connect with an audience, no matter if there are 3 people or 3000 people in a room or at a virtual event such as a webinar or teleconference and being able to deliver a clear and inspiring message is a sure fire way to build your reputation and personal brand.

Whether we speak for a fee or for a free, speaking and presenting can support our goal of positioning ourselves as an expert in our field and can lead to more clients and potential joint ventures.

So here are three steps for building your personal brand as an inspiring and confident speaker:

1. Understand Your Audience - Make sure that you research who will be listening to you speaking or presenting. What is their previous experience of your subject matter? What are the areas that they are going to be most interested to hear about? Being able to address their key areas of concern and offer a clear and compelling answer to their problem will ensure that you get remembered after the live event.

2. Develop Relevant Content - Very often as experts in our subject matter, it can be easy to be over zealous and wanting to deliver too much content that we leave our audience confused and ourselves under time pressure. If you are speaking for only 30 minutes, then identify the three key messages you want to deliver.

3. Become a Great Storyteller - Take the time to research stories and content that reflect your audience and use the language that they are familiar with. Your efforts in customising content will enhance your standing and reputation in the eyes of your audience. Using stories to bring to life your presentation will help your audience connect to the content.

Take these three steps and you will be on your way to building your reputation as a great professional speaker.

Do you want to learn more about this and similar strategies? Then join me for my no-cost branding and business development teleseminars.

Register today at: http://www.bizgrowthlive.com

Want to get started immediately? Then visit http://www.bizgrowthnews.com for immediate access to free resources, articles and audio tutorials and bring your corporate brand, employer brand and personal brand to life today!

Copyright Krishna De. All Rights Reserved Worldwide.

Reprint Rights: You may reprint this article as long the article is printed in its entirety, you leave all of the links active, do not edit the article in any way and include the copyright statement.

About the author: Krishna De is considered to be one of Europes leading branding, business blogging, corporate podcasting, marketing and media experts. You will find Krishna building her brand online at http://www.krishnade.com where you can also access her content rich branding and business development ezine, bringing you strategies, inspiration and tips to attract more clients in less time with less stress.

"Your brand is created out of customer contact and the experience your customers have of you."

Whats your brand, what is it when people think of you would be the first thing that comes out of there mouth. Most have brand good or bad, your brand is very important to your success in any business. In the past I used to get mad when people would say things like Darrick you are consumed with money, you eat, sleep, drink and understand money better than most people I know. Well unknown to myself I created my brand. The brand, I created was around the knowledge of money, all my businesses have been established around money and things associated with it. Whats your brand, think about it, and ask yourself some difficult question, it may not be as easy as you think. Heres a very easy exercise to do, ask 5-10 of your closest friends, and associates, or employer, family may not be the best avenue, because you need people to be honest. If you are truly a knucklehead, Mom and Dad may not tell you the truth.

Some Example questions

When you think of me what would be the first thing that comes to mind

What is it that you see as my attributes, strengths, or Gifts

Do I seem trustworthy, If so would you do business with me in said field

When you ask the question be forthright and tell them not to spare your feelings. It was difficult for me to ask that question, I was afraid of the response. As I stated earlier the one common answer I heard first was about money, the hard part came when people began to criticize or pointing out your flaws. The one that was almost as common as my pursuit of money would be, my follow up or lack of follow through. It stings at first, but when I thought about it, I took it as a compliment. I see that I have people who see me as an oasis of knowledge in one area, but a severe weakness in another. After getting over the shock that people would tell me that (HA HA), I put together a plan to improve on my short comings. It was relatively easy when I identified my problem; I put it as one of my goals. Finish what I start, if I cant let people know I either cant or will not be able to fulfill said task. It was amazing what happened, instead of me having to go back and ask the people, was I improving; they came to me and said it.

The question know most have, why should I worry about my brand, think about the most successful person you know, when you think about him/her what would be the first thing you think about. For example purposes I would like to highlight a few very successful individuals I know. Both happen to be in the business I am currently involved in. The first gentlemen I would like to talk about would be Nakia Muhammad, he is a man of integrity, people dont under estimate this characteristic, when I mention his name most people hold him in very high regard impeccable reputation, another gentlemen I would like to talk about would be Marcus Murray, for all who do not know him he is a very extraordinary individual as well. If you ask the same question about Marcus, it would be first and foremost his desire to excel at his profession, or if he is involved it must be OK. Now to the part that involve you, how can Nakia, or Marcus brand assist me. In life you can either be a pioneer or have to go through all growing pains of being the first, or you can go the less traveled route and find someone of impeccable character, successful in whatever it is you want to be successful in and imitate or follow. Most successful individuals do not have trouble telling you the keys to his/her success. Life becomes easier when you have a plan to follow.

Part 1 of 2

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Products are made and owned by companies. Brands on the other hand are made and owned by people, by the public, the consumers. Jeremy Bullmore

Darrick H Scruggs
http://www.michiganytb.blogspot.com